|
A Non-Profit Consumer Credit Counseling Organization Big Solutions, Inc. 2300 West Sample Road Suite #304 Pompano Beach, FL 33073 Phone: 866-249-0343 Fax: 954-247-0022 |
 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
 |
What Is Big Solutions?BSI, or Big Solutions, Inc. is a charitable and educational Consumer Credit Counseling and Debt Management organization, operating under the strict guidelines of the IRS non-profit code 501 (c)(3) and all State mandated requirements. We are firmly dedicated to educating the public with important and useful information on personal money management, such as buying practices, budgeting, and the sound use of consumer credit. BSI provides customized counseling and educational support to low-income individuals and families without charge. All BSI Counselors are certified by the National Institute of Financial Education as well as the Institute on Financial Literacy. Big Solutions has received ISO 9000:2001 accreditation and is a member in good standing of the Better Business Bureau of South Florida. Services and SupportIndividualized Professional CounselingBig Solutions, Inc. partners closely with families and individuals to help resolve stressful money management issues and set realistic, attainable financial goals. Our certified, professional counselors will always work diligently to provide you with the most appropriate debt management solutions, based on your unique personal and financial circumstances, and clearly explain the advantages and disadvantages of all available options. There is never a charge for this service. Please be assured that information obtained in counseling sessions is considered extremely confidential. It is used solely to determine and develop the best and most realistic course of remedial action. Big Solutions strongly adheres to parameters set forth by the Gramm-Leach Bliley legislation. The purpose of these sessions is to provide constructive advice, continued support and personalized assistance so that you can successfully meet your current and future objectives. Customized Educational ToolsEducation is the cornerstone of our commitment. Big Solutions, Inc. will offer you various learning tools and resources, on an on-going basis, such as books, internet links, videos and other very helpful information specifically tailored to address your personal situation, and circumstances. We provide an extensive and diverse range of education programs to match all our clients needs, the needs of our community, and the needs of the general public. Easy to understand, educational resources are available to everyone, despite your ability to pay for these materials. Our workshops, seminars and one-on-on educational presentations include topics such as:
Budgeting PlanningA certified BSI counselor will ask you a series of questions to help better understand your economic profile and the main cause of your personal financial problems. The answers to these questions will provide a solid foundation for your customized budget and will be the basis on which we can determine which programs will best suit your situation and needs. It is critical that you provide us with the following information about your household:
What is your monthly housing payment? Do you own an automobile? What is your monthly automobile payment? How much are your average monthly utility bills? How much are your average monthly grocery bills? How much are your monthly insurance bills (medical, home, automobile, health, etc.)? Are you married? Do you pay child support? If so, how much? Do you pay for child daycare? If so, how much? What are your other monthly expenses? Do you have monthly medical expenses? If so, how much? Do you have any outstanding loans? If so, how much? Do you have credit card bills? If so, please itemize balances owed on each. Are you current or behind with your credit card bills? If so, how late are the payments on each card? Are you employed? What is your monthly take-home pay? Is your spouse employed? What is his/her monthly take-home pay? Do you have any additional monthly income (i.e. Social Security, Disability, Pension Plans)? Describe in detail all special circumstances. Resources and Referals. This section is devoted to providing links and contact information in many areas of personal finance and professional referrals. Resources include health care, childcare, housing, marriage counseling, substance abuse counseling, suicide prevention, career development, credit reporting, legal services, stress management and more. Call us if you need additional help. USEFUL PHONE NUMBERS Abuse Registry: 1-800-962-2873Alcohol Abuse: 1-800-252-6465 Federal Information Center: 1-800-688-9889 Federal Tax Information: 1-800-829-1040 Florida Relay Center: 1-800-955-8770 Gamblers hotline: 1-800-426-7711 Homesavers: 1-800-452-9572 Jumpstart Coalition: 1-800-45-EDUCATE NCPCF: 1-800-583-2964 Suicide Hotline: 1-954-537-0211 Mental Health Crisis: 1-954-463-0911 CREDIT REPORTS AND SCORING EquifaxTransUnion Experian myFICO - Your Source For Credit Scoring Fair Isaac Corporation BANRUPTCY USDOJ/U.S.Trustee ProgramAmerican Bankruptcy Institute Federal Trade Commission CONSUMER INFORMATION Federal Trade CommissionBetter Business Bureau Florida Attorney General STUDENT LOANS Federal Direct Consolidation LoansOTHER HELPFUL LINKS Top Five Credit Card Costs to Avoid - AOL Money & FinanceMoney101 Lesson 9: Controlling Debt Calculators - Debt reduction planner Debt Management - Personal Budgeting:Establishing a Budget Debt Management - Personal Budgeting:Using Revolving Credit Cancel a Card, Hurt Your Credit Score - AOL Money & Finance Everyone knows that your credit score is important to your financial life, affecting the rates you get for mortgages, credit cards and insurance. Improving your score may save you thousands of dollars in interest. So would it help your score if you got rid of a credit card? Credit Card Offers: How to Find the Catches 10 Bad Credit Habits That Can Lead to Debt Disaster Sometimes the only way to stop a snowballing problem is to go back to the top of the hill and find out what started it. 5 Ways to Destroy Your Credit Credit Cards: What's Wrong With This Bill? How Many Credit Cards Should You Have? 10 Things Your Credit Card Company Won't Tell You Plastic Penalties Hidden Credit-Card Fees Alarming Credit-Card Tricks No-Late-Fee Doesn't Mean No Penalty 12 Questions to Ask About Balance Transfers 10 Debt Consolidation Myths Bankruptcy credit counseling gets mixed reviews What to Ask a Credit Counselor A bankruptcy credit counseling session Credit Cards vs Debit Cards - AOL Money & Finance Top Searched States for Foreclosures - AOL Hot Searches NeighborWorks -- 888-995-HOPE Living on a Dime -- Making The Most of What You Have What's Your "Work Number?" Dirty Credit Card Tricks - AOL Money & Finance " Welcome to PPARx.org - Discount Prescription Drugs 12 Things You Should Never Do Online Credit Score Myths WORKSHOPS BSI is pleased to continually offer the educational workshops to all interested persons. Remember, there is no cost to attend and participate.
Always check this website for future seminars and workshop topics and dates. BSI will be closed Thursday 12/24 through Sunday 12/27 for the CHRISTMAS weekend  BSI HAS MOVED. Our Toll free number remains the same, however, our local numbers are different. Phone (954)247-0021 Fax (954)247-0022 ALL FUTURE SEMINARS AND WORKSHOPS SCHEDULED TO BE AT OUR OLD ADDRESS WILL NOW BE HELD AT OUR NEW POMPANO BEACH LOCATION. Big Solutions regularly distributes free educational information and debt management tools at the following locations:: Home Depot Hillsboro Boulevard Deerfield Beach, Florida The Mae Volen Senior Center Deerfield Beach, Florida Publix Supermarket PalmAire Plaza Deerfield Beach, Florida Publix Supermarket Powerline Road and Hillsboro Boulevard Deerfield Beach, Florida North Broward Hospital Sample Road Pompano Beach, Florida The Festival Flea Market Sample Road Pompano Beach, Florida Century Village Senior Community Center Hillsboro Boulevard Deerfield Beach, Florida Minor Emergency Care Federal Highway Deerfield Beach, Florida The Check Cashing Store 1 West Hillsboro Boulevard Deerfield Beach, Florida Cosco Sample Road Pompano Beach, Florida Wal*Mart Copens Road Pompano Beach, Florida Humane Society Criffin Road Hollywood, Florida BrandsMart SE 10th Ave. Deerfield Beach, Florida Target Federal Highway Deefield Beach, Florida Quiet Waters Park Powerline Road Deefield Beach, Florida Social Security Office Powerline Road Pompano Beach, Florida If your organization is interested in receiving a variety of educational tools, or if you would like a BSI representative to hold a seminar on topics such as Budgeting, Savings, Using Credit Wisely, please contact us at: 954-698-6262. |
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||