A Non-Profit Consumer Credit Counseling Organization
Big Solutions, Inc.
2300 West Sample Road Suite #304 Pompano Beach, FL 33073
Phone: 866-249-0343
Fax: 954-247-0022
|
|
|
|
 |
 |
What Is Big Solutions?
BSI, or Big Solutions, Inc. is a charitable and educational Consumer Credit Counseling and Debt Management organization, operating under the strict guidelines of the IRS non-profit code 501 (c)(3) and all State mandated requirements.
We are firmly dedicated to educating the public with important and useful information on personal money management, such as buying practices, budgeting, and the sound use of consumer credit.
BSI provides customized counseling and educational support to low-income individuals and families without charge.
All BSI Counselors are certified by the National Institute of Financial Education as well as the Institute on Financial Literacy.
Big Solutions has received ISO 9000:2001 accreditation and is a member in good standing of the Better Business Bureau of South Florida.
Services and Support
Individualized Professional Counseling
Big Solutions, Inc. partners closely with families and individuals to help resolve stressful money management issues and set realistic, attainable financial goals. Our certified, professional counselors will always work diligently to provide you with the most appropriate debt management solutions, based on your unique personal and financial circumstances, and clearly explain the advantages and disadvantages of all available options. There is never a charge for this service.
Please be assured that information obtained in counseling sessions is considered extremely confidential. It is used solely to determine and develop the best and most realistic course of remedial action. Big Solutions strongly adheres to parameters set forth by the Gramm-Leach Bliley legislation.
The purpose of these sessions is to provide constructive advice, continued support and personalized assistance so that you can successfully meet your current and future objectives.
Customized Educational Tools
Education is the cornerstone of our commitment. Big Solutions, Inc. will offer you various learning tools and resources, on an on-going basis, such as books, internet links, videos and other very helpful information specifically tailored to address your personal situation, and circumstances.
We provide an extensive and diverse range of education programs to match all our clients needs, the needs of our community, and the needs of the general public.
Easy to understand, educational resources are available to everyone, despite your ability to pay for these materials.
Our workshops, seminars and one-on-on educational presentations include topics such as:
Clarifying and Setting Financial Goals
Organizing Financial Records
Opening a Bank Account How To Read Bank Statements
Credit Card The Good, The Bad and The ugly
How To Read Credit Card Statements
How To Reconcile a Check Book
Monitoring Debt-to-Income Ratio
Identity Theft
Understanding Credit Reports
Budgeting
Preparing a Spending Plan
Building Wealth
Types of Saving
Buy or Lease a Car
Mortgages & Foreclosure
Bankruptcy
Alternatives to Bankruptcy
Insurance
Disaster Planning and Recovery
Weddings on a Budget
The Holidays are Coming
Tax Season
Planning for College
Long Term Care
Loans and Interest Rates
The Road to Financial Independence
Budgeting Planning
A certified BSI counselor will ask you a series of questions to help better understand your economic profile and the main cause of your personal financial problems. The answers to these questions will provide a solid foundation for your customized budget and will be the basis on which we can determine which programs will best suit your situation and needs.
It is critical that you provide us with the following information about your household:
Do you own or rent your home?
What is your monthly housing payment?
Do you own an automobile?
What is your monthly automobile payment?
How much are your average monthly utility bills?
How much are your average monthly grocery bills?
How much are your monthly insurance bills (medical, home, automobile, health, etc.)?
Are you married?
Do you pay child support? If so, how much?
Do you pay for child daycare? If so, how much?
What are your other monthly expenses?
Do you have monthly medical expenses? If so, how much?
Do you have any outstanding loans? If so, how much?
Do you have credit card bills? If so, please itemize balances owed on each.
Are you current or behind with your credit card bills? If so, how late are the payments on each card?
Are you employed?
What is your monthly take-home pay?
Is your spouse employed?
What is his/her monthly take-home pay?
Do you have any additional monthly income (i.e. Social Security, Disability, Pension Plans)?
Describe in detail all special circumstances.
Your answers to these questions will enable your credit counselor to guide you through a financial assessment and help you complete an affordable monthly spending plan and budget. You will receive a written Analysis and Recommendation which summarizes your goals, immediate actions that need to be taken, and the advantages and disadvantages of all appropriate, options, such as enabling you to speak directly with your creditors about special re-payment arrangements, contacting public assistance agencies, debt management plans, bankruptcy, etc. There is no cost for these services.
Resources and Referals.
This section is devoted to providing links and contact information in many areas of personal finance and professional referrals. Resources include health care, childcare, housing, marriage counseling, substance abuse counseling, suicide prevention, career development, credit reporting, legal services, stress management and more. Call us if you need additional help.
USEFUL PHONE NUMBERS
Abuse Registry: 1-800-962-2873
Alcohol Abuse: 1-800-252-6465
Federal Information Center: 1-800-688-9889
Federal Tax Information: 1-800-829-1040
Florida Relay Center: 1-800-955-8770
Gamblers hotline: 1-800-426-7711
Homesavers: 1-800-452-9572
Jumpstart Coalition: 1-800-45-EDUCATE
NCPCF: 1-800-583-2964
Suicide Hotline: 1-954-537-0211
Mental Health Crisis: 1-954-463-0911
CREDIT REPORTS AND SCORING
Equifax
TransUnion
Experian
myFICO - Your Source For Credit Scoring
Fair Isaac Corporation
BANRUPTCY
USDOJ/U.S.Trustee Program
American Bankruptcy Institute
Federal Trade Commission
CONSUMER INFORMATION
Federal Trade Commission
Better Business Bureau
Florida Attorney General
STUDENT LOANS
Federal Direct Consolidation Loans
OTHER HELPFUL LINKS
Top Five Credit Card Costs to Avoid - AOL Money & Finance
Money101 Lesson 9: Controlling Debt
Calculators - Debt reduction planner
Debt Management - Personal Budgeting:Establishing a Budget
Debt Management - Personal Budgeting:Using Revolving Credit
Cancel a Card, Hurt Your Credit Score - AOL Money & Finance
Everyone knows that your credit score is important to your financial life, affecting the rates you get for mortgages, credit cards and insurance. Improving your score may save you thousands of dollars in interest. So would it help your score if you got rid of a credit card?
Credit Card Offers: How to Find the Catches
10 Bad Credit Habits That Can Lead to Debt Disaster
Sometimes the only way to stop a snowballing problem is to go back to the top of the hill and find out what started it.
5 Ways to Destroy Your Credit
Credit Cards: What's Wrong With This Bill?
How Many Credit Cards Should You Have?
10 Things Your Credit Card Company Won't Tell You
Plastic Penalties
Hidden Credit-Card Fees
Alarming Credit-Card Tricks
No-Late-Fee Doesn't Mean No Penalty
12 Questions to Ask About Balance Transfers
10 Debt Consolidation Myths
Bankruptcy credit counseling gets mixed reviews
What to Ask a Credit Counselor
A bankruptcy credit counseling session
Credit Cards vs Debit Cards - AOL Money & Finance
Top Searched States for Foreclosures - AOL Hot Searches
NeighborWorks -- 888-995-HOPE
Living on a Dime -- Making The Most of What You Have
What's Your "Work Number?"
Dirty Credit Card Tricks - AOL Money & Finance "
Welcome to PPARx.org - Discount Prescription Drugs
12 Things You Should Never Do Online
Credit Score Myths
WORKSHOPS
BSI is pleased to continually offer the educational workshops to all
interested persons. Remember, there is no cost to attend and participate.
| Calculating Interest |
| 5/15/2009 |
Time 6:00PM BSI Corporate Office 1761 West Hillsboro Boulevard Suite 409 Deerfield Beach, Florida 33442
|
| Spending Wisely/Optimizing Your Dollar Power |
| 6/5/2009 |
Time 6:00PM BSI Corporate Office 1761 West Hillsboro Boulevard Suite 409 Deerfield Beach, Florida 33442
|
| Setting Realistic Goals |
| 6/19/2009 |
Time 5:00pm BSI Corporate Office 1761 West Hillsboro Boulevard Suite 409 Deerfield Beach, Florida 33442
|
| Cutting Costs and Prioritizing Expenditure |
| 7/10/2009 |
Time 6:00PM BSI Corporate Office 1761 West Hillsboro Boulevard Suite 409 Deerfield Beach, Florida 33442
|
| How To Better Manage Your Finances |
| 7/24/2009 |
Time 6:00PM BSI Corporate Office 1761 West Hillsboro Boulevard Suite 409 Deerfield Beach, Florida 33442
|
| Planning For The Unexpected |
| 8/7/2009 |
Time 5:00PM BSI Corporate Office 1761 West Hillsboro Boulevard Suite 409 Deerfield Beach, Florida 33442
|
| Guarding Against Identity Theft |
| 8/21/2009 |
Time 6:30PM BSI Corporate Office 1761 West Hillsboro Boulevard Suite 409 Deerfield Beach, Florida 33442
|
| Protecting Your Credit Rating |
| 9/11/2009 |
Time 6:00PM BSI Corporate Office 1761 West Hillsboro Boulevard Suite 409 Deerfield Beach, Florida 33442
|
| How To Live Within Your Means |
| 9/25/2009 |
Time 6:15PM BSI Corporate Office 1761 West Hillsboro Boulevard Suite 409 Deerfield Beach, Florida 33442
|
| Creating and Adhering To A Realistic Budget |
| 10/2/2009 |
Time 6:00PM BSI Corporate Office 1761 West Hillsboro Boulevard Suite 409 Deerfield Beach, Florida 33442
|
| Holiday Planning - Spending Dos and Don'ts |
| 10/23/2009 |
Time 5:30PM BSI Corporate Office 1761 West Hillsboro Boulevard Suite 409 Deerfield Beach, Florida 33442
|
| Bills And Statements Checking For Accuracy |
| 11/6/2009 |
Time 5:30PM BSI Corporate Office 2300 West Sample Road Suite 304 Pompano Beach, Florida 33073
|
| Creating A Budget and Sticking To It |
| 11/13/2009 |
Time 5:30PM BSI Corporate Office 2300 West Sample Road Suite 304 Pompano Beach, Florida 33073
|
| Checking Your Credit Scores/Verifying Credit Reprt |
| 12/4/2009 |
Time 5:30 BSI Corporate Office 2300 West Sample Road Suite 304 Pompano Beach, Florida 33073
|
| Dealing With Financial Stress/The Holiday Blues |
| 12/11/2009 |
Time 6:00PM BSI Corporate Office 2300 West Sample Road Suite 304 Pompano Beach, Florida 33073
|
|
| 1/1/2010 |
2010 SCHEDULE
|
| Setting and Adhering to Realistic Financial Goals |
| 1/8/2010 |
Time 6:00PM BSI Corporate Office 2300 West Sample Road Suite 304 Pompano Beach, Florida 33073
|
| Guarding Against Identity Theft |
| 1/21/2010 |
Time 6:00PM BSI Corporate Office 2300 West Sample Road Suite 304 Pompano Beach, Florida 33073
|
| Organizing and Retaining Financial Records |
| 2/12/2010 |
Time 6:00PM BSI Corporate Office 2300 West Sample Road Suite 304 Pompano Beach, Florida 33073
|
| First Time Home buying |
| 2/22/2010 |
Time 5:00PM BSI Corporate Office 2300 West Sample Road Suite 304 Pompano Beach, Florida 33073
|
| 1st & 2nd Mortages and Home Modification Explained |
| 3/19/2010 |
Time 6:00PM BSI Corporate Office 2300 West Sample Road Suite 304 Pompano Beach, Florida 33073
|
| How to Avoid Foreclosure |
| 3/29/2010 |
Time 6:00PM BSI Corporate Office 2300 West Sample Road Suite 304 Pompano Beach, Florida 33073
|
| Monitor & Maintain a Realistic Debt/Income Ratio |
| 4/9/2010 |
Time 5:00PM BSI Corporate Office 2300 West Sample Road Suite 304 Pompano Beach, Florida 33073
|
| Disaster Planning and Recovery |
| 4/29/2010 |
Time 6:00PM BSI Corporate Office 2300 West Sample Road Suite 304 Pompano Beach, Florida 33073
|
| Working Effectively with IRS/Resolving Tax Issues |
| 5/14/2010 |
Time 6:00PM BSI Corporate Office 2300 West Sample Road Suite 304 Pompano Beach, Florida 33073
|
Please call us at 954-698-6262 to reserve a seat.
Always check this website for future seminars and workshop topics and dates.
BSI will be closed Thursday 12/24 through Sunday 12/27 for the CHRISTMAS weekend

BSI HAS MOVED. Our Toll free number remains the same, however, our local numbers are different. Phone (954)247-0021 Fax (954)247-0022 ALL FUTURE SEMINARS AND WORKSHOPS SCHEDULED TO BE AT OUR OLD ADDRESS WILL NOW BE HELD AT OUR NEW POMPANO BEACH LOCATION.
Big Solutions regularly distributes free educational information and debt management tools at the following locations::
Home Depot Hillsboro Boulevard Deerfield Beach, Florida
The Mae Volen Senior Center Deerfield Beach, Florida
Publix Supermarket PalmAire Plaza Deerfield Beach, Florida
Publix Supermarket Powerline Road and Hillsboro Boulevard Deerfield Beach, Florida
North Broward Hospital Sample Road Pompano Beach, Florida
The Festival Flea Market Sample Road Pompano Beach, Florida
Century Village Senior Community Center Hillsboro Boulevard Deerfield Beach, Florida
Minor Emergency Care Federal Highway Deerfield Beach, Florida
The Check Cashing Store 1 West Hillsboro Boulevard Deerfield Beach, Florida
Cosco Sample Road Pompano Beach, Florida
Wal*Mart Copens Road Pompano Beach, Florida
Humane Society Criffin Road Hollywood, Florida
BrandsMart SE 10th Ave. Deerfield Beach, Florida
Target Federal Highway Deefield Beach, Florida
Quiet Waters Park Powerline Road Deefield Beach, Florida
Social Security Office Powerline Road Pompano Beach, Florida
If your organization is interested in receiving a variety of educational tools, or if you would like a BSI representative to hold a seminar on topics such as Budgeting, Savings, Using Credit Wisely, please contact us at: 954-698-6262.
|
|
 |